Money money money, everyone loves money but realistically it is hard to create a steady stream if your self employed. Everyone always wants a bit more, it is a constant greed factor. Earning £50,000 per annum? I bet you want £80k. There in it lies my point…
Money is like a old friend you really don’t watn to see again, the guy guy who lives round the corner you hate bumping into in Tesco and the old relative who grabs you buy the ear when you swear. It’s a love hate relationship, everyone loves talking about money when they have plenty of it and times are good but when things go wrong noone enjoys it, you never have enough of it and you really need to find more.
So my main advice in terms of money is to keep it clean, keep it simple and don’t get into surviving off credit. Credit only leads to more credit, so unless you are only using credit cards to improve you credit history never ever get yourself into the habbit of using credit cards to get through the months.
For more information on money troubles it is worth having a look at moneysavingexpert.com